NiCare Official Website

A reliable scheme that ensures access to affordable quality healthcare to all the people of Niger state...

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908
Enrollees (Formal)
363
Enrollees (Informal)
97,045
Enrollees (BHCPF)
315
Providers
11
TPAs
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Vision

A reliable scheme that ensures access to affordable quality healthcare to all the people of Niger State.

Mission

Our mission is to facilitate easy healthcare financing through pooling and judicious utilization of financial resource to provide financial risk protection and cost burden sharing for people, against high cost of healthcare through prepayment programmes.

Our Objectives

Ensure that every resident of Niger state has access to good healthcare services. Protect families from the financial hardship of huge medical bills. We also work towards limiting rise in the cost of healthcare services by ensuring equitable distribution of healthcare cost among different groups.

Need to Know

How to Enrol and Enjoy our Services

We provide online/web version of the Enrollee Enrolment System (EES), powered by Tonic Insurance Solutions (TiS) deployed for the administration of Niger State Contributory Health Scheme (NiCare) to residents of Niger State by the Niger State Contributory Agency (NGSCHA)..

Formal Sector Beneficiaries (Principals) are to provide their NICare number and Premium/Enrolment PIN as username and initial first time password to sign-in to their NiCare Account to complete enrolment into the scheme.

We Value Your Family's Health and Your Time

Get Enrolled, Have easy access to quality health service for all residence of Niger State.

Executives

His Exellency
Mohammed Umaru Bago

( Executive Governor )

DR BELLO TUKUR

( Commissioner of Health )

Sulayman Abu-bakr, MPH

( Executive Secretary NiCare )

Statistics

908

Enrollees (Formal)

363

Enrollees (Informal)

315

Providers

11

TPAs

Latest News

NiCare Team Visit His Royal Highness, Alhaji (Dr) Yahaya Abubakar, CFR, the Etsu Nupe and Chairman Niger State Council of Traditional Rulers at his palace in Bida LGA, Niger State.
2024-05-15

NiCare team Visited His Royal Highness, Alhaji (Dr) Yahaya Abubakar, CFR, the Etsu Nupe and Chairman Niger State Council

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Four point Agenda to achieve strategic vision for NiCare
2024-04-25

Four point Agenda to achieve strategic vision for NiCare

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Day 1 of the NiCare Retreat
2024-04-23

Yesterday, April 16th, marked the beginning of NiCare’s 3-day retreat, focusing on the theme “Affordable Healthcare

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We are excited to announce the start of our 3-day retreat today! Themed “Affordable Healthcare Services Towards Improving Livelihood.
2024-04-23

The objective of the retreat is; 1. To align the top team on strategic objectives and priorities within the NiCare and

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NiCare Plans

Basic Plan

The Basic plan comprises of basic Minimum Package of Health Care Services. These includes Maternal Health services, Emergency Obstetric and Neonatal Care, Labour and Delivery Care and Clinically Indicated Elective caesarian section, instrument delivery.


View Benefit packages

Standard Plan

The Standard plans include Management of some Medical, Surgical, Obstetrics and gynecology, pediatrics, dental, ENT and Ophthalmological conditions, and some radiological and laboratory investigations.



View Benefit packages

MEMBERSHIP

To register as a subscriber of NiCare, you have to belong to one of the following categories and must obtain a valid premium voucher pin from NiCare or its Agents: Formal Sector: If you are registering as a formal sector employee, please note that you will pay premium of 2.5% of your basic salary in addition to 2.5% counterpart from your employer deductible from salary source every month.

Informal Sector: If you are registering as an annual premium paying member (Informal sector), please note that you will pay an annual premium of N7,200 per individual and N43,200 per family of six (1 principal, 1 spouse & 4 children of less than 18 years) once every year for renewal.

Vulnerable (Exempt group): If you are registering as a member of the exempt group (vulnerable), please note that you will be required to have proof of exemption (vulnerability), e.g. Indigents, evidence of aged above 65 years, other categories prescribed by the NiCare/Niger State Government. You will then be registered without paying premium and you will be required to renew your membership every year.

At registration point, for the Informal subscriber, the registration officer will collect your already filled enrolment form to capture the data on it into the enrolment system. You will need to provide the following personal and other particulars:

  • Full Name
  • Date of Birth
  • Age
  • Marital Status
  • Mobile phone numbers
  • Dependents (spouse & children) information if married, and Other supporting information
  • For the Formal subscriber, the beneficiary will logon to the NiCare online enrolment portal to validate the premium pin and provide personal and dependents information.

    After taking your personal particulars and payments, the registration officer will take your photograph and biometric information.

    During the taking of your photograph, you should open your eyes and look straight into the camera. You should also close your mouth.

    The biometric information required is fingerprints of your ten fingers. The prints will be taken in this order: The four fingers of your right hand; the four fingers of your left hand; your two thumbs.

    During registration, you will be required to select your preferred primary provider (PPP).

    The PPP should be a primary care provider, which should be a Primary Healthcare Centre (PHC). You should make the choice yourself otherwise you will be assigned to an available primary care provider. When you fall ill, you should first of all visit your PPP for treatment. If your illness cannot be treated at the primary care level, you will be referred to a higher level health care facility. In an emergency, you may access health care at any health care facility. You may change your PPP at determined intervals or when you change your permanent residence.

    To access health care with your NiCare card:
    Go to your selected Preferred Primary Provider (PPP) with your card. Present your card to the person in charge at the out-patient department or front desk of the health facility. Officials of the health care facility will check the validity of the card and your biometric information. Following a confirmation of the validity and your details you will be attended to. Do not leave your card at the health facility after accessing health care.

    Your card will need to be replaced if it is:

  • Lost
  • Damaged
  • Defaced
  • Expired
  • For replacement of your card:
    Contact the Nicare Office or NiCare agent in your community. Fill a replacement form and pay the processing fee where applicable. You will be issued with a new ID card

    Rights and Responsibilities

    RIGHTS

    Your membership of the NiCare makes you a stakeholder of the scheme. You have a responsibility to pay your premium and/or processing fee promptly and ensure that you do nothing to undermine the scheme.

    You have the right to

    Possess a NiCare card: As a subscriber, you are entitled to a NiCare card after completing registration.

    Access health care with your NiCare card: New subscribers serve a waiting period of three months after registration before they can access health care.

    Standard treatment at the NiCare office and provider sites: NiCare office and provider staff shall treat you with dignity and respect. You should not be discriminated against on the basis of ethnicity, gender, disability, marital status, social origin, nationality, religion or creed.

    Information from NiCare office and your health care provider:  NiCare office shall provide you with information on which accredited health care facilities you can select as your PPP and when to renew your membership.
    Your health care provider shall provide you with information about your health condition and the medicines given you. The provider shall further explain to you every procedure done on you.

    Ask questions or seek clarifications at your provider sites and NiCare office: You have the right to ask questions or seek clarifications.

    Quality health care: Standard medical care shall be given by qualified health care professionals in a safe and cordial environment.

    NiCare prescription: Where a medicine which is prescribed for you is not available at the hospital or clinic, you have the right to have it prescribed for you so that you collect from a accredited pharmacy or chemical shop. At the pharmacy or chemical shop you will be asked to show your NiCare card and the prescription before being served.

     

    RESPONSIBILITIES

    You have a responsibility to ensure that you:

    Renew your NiCare membership before it expires: You are expected to renew your NiCare membership once every year. You are advised to commence the renewal process one month before expiry.

    1. Members who fail to renew their membership from the date of expiry shall have their membership deactivated in the NiCare membership database until they renew it.
    2. Defaulting members who renew their membership after one month of expiry will be required to observe a one (1) month waiting period before accessing health care under NiCare.

     

    Do not seek health care with an expired card or expired membership: Do not seek health care on the NiCare when your membership or ID card is expired until you renew it.

    Do not give your ID card to another person to access health care: This is an offence which makes you liable to punishment under the laws of Nigeria.

    Do not access health care with your ID card on behalf of another person or take medicines for another person: The health professional will not know the exact condition the other person has, and therefore the medicines given may be harmful to that person.

    Do not leave your ID card at the health care facility after receiving service: You should have your ID card with you at all times. You should therefore refuse any request to leave it at the facility.

    Do not engage in provider shopping: Do not move from one health care facility to another with the same ailment or other complaints when you have not completed a course of treatment. It is dangerous to your health.

    Observe the gatekeeper system: If you fall sick, you should first visit your preferred primary provider (PPP) for treatment. If necessary, you will be referred to a higher level health care facility. In emergency cases, however, you may access health care at any facility. 

    If you access health care at a health care facility that is not accredited by the NiCare, you will be responsible for the payment of the bill.

    1. Medicines that are not available at the hospital or clinic but are on the NiCare Medicines List can be obtained from a credentialed private pharmacy or chemical seller.
    2. Report any suspected illegal monies collected from you to NiCare LGA Desk officer at LGA nearest to you or the NiCare Call Centre on....... MTN and Glo subscribers may call short code ......

     

    Know the benefits package: You have a responsibility to know the services you are entitled to under the NiCare.

    Do not indulge in any fraudulent or dishonest acts in respect of the scheme or defraud or attempt to defraud the scheme by conniving with a health care provider or other person to make a claim for any of the following:

    1. A service which has not been provided;
    2. A service which you do not need but which the health care provider purports to have provided;
    3. A medicine prescription which you do not require or which is more than what you require.

    A member of the scheme who defrauds or attempts to defraud the scheme by conniving with a health care provider or other person to make a claim for;

  • A service which has not been provided
  • A service which the contributor does not need but which the health care provider purports to have provided
  • A medicine prescription which the contributor does not require or which is more than what the contributor requires Indulges in any other fraudulent or dishonest act, commits an offence punishable under the law
  • FAQ

    Is a social health security system that guarantees the provision of a benefit package of health services paid from funds created by pooling the contributions of participants. It operates on the principles of harmony-‘’my brother’s keeper’’, risk sharing and pooling of resources.

    Is the Niger State Social Health Insurance Scheme a health security system in which health care of all residents are paid from funds created by pooling the contributions of participants.

    When any individual or members of a family fall sick or require healthcare services in already chosen health facility, there will not be any form of direct payment at point of service. When registered with the scheme, it will cost a token to use quality healthcare e.g. treatment for common illness like Malaria, Typhoid fever, antenatal care, delivery, common surgical operations like Caesarean section, Appendectomy, Hernia and many more. All residents can then save money which would have been spent by paying high hospital bills. No payment of money for medical check-up and laboratory tests for every registered person

    All residents of Niger state registered under the scheme who can either be from formal or informal sector.

    NEED TO KNOW

    How to Enrol and Enjoy our Services

    We provide online/web version of the Enrollee Enrolment System (EES), powered by Tonic Insurance Solutions (TiS) deployed for the administration of Niger State Contributory Health Scheme (NiCare) to residents of Niger State by the Niger State Contributory Agency (NGSCHA)..

    Formal Sector Beneficiaries (Principals) are to provide their NICare number and Premium/Enrolment PIN as username and initial first time password to sign-in to their NiCare Account to complete enrolment into the scheme.